[PDF]Annual Report 2015 - Rackcdn.comhttps://5320a33a6239fdb6cf29-94fd9e6004fa3b3d6bce84ae61006110.ssl.cf4.rackcd...
4 downloads
150 Views
416KB Size
$QQXDO5HSRUW FRPSHWLWLYHFRPPXQLW\EDQNLQJ
&RPSHWLWLYH &RPPXQLW\ %DQNLQJ
:$5:,&.&5(',781,21
""!%
'
$ () * #* ,- .*( * - (. * ** ./-* * * ** (-(*$- )$* **( 0* &( ( ) - * * ) */ **1 * , ** * - 2 ) . * ( *
* * **/**-*- (* * * - * (* / "-*3 ( "* 4 (* **. - '5 * * ** 0 ( -- (* * / 6 -* - ( * ( ( *- * * * ** */ ( -* (.*( * * ( .-- * * - * ( (* 0 ( ** - ( " . 7 - */(* ( - (-(* )17 */ & & & * - ( ) .* ( ) /$ ( ( (0& -**) */7- * ) - &* 08 *(&&
.-- * * ( ( * ) * ** - * / 9 *%(* * ( . - - * - ) * 09 -(*$- )$* **(2* *)$* **(* /
+ !"#"
- C#A* 7 ( *(* * (. -*( . -(** * ( * ( ) ) 4:++;0;< :00;/ - ( * - )* *
( ** )) )) ** *) - ( !/ # - - ( !)( (:+'0+=0=< )*0 * ):050;< * ) /) .) * *0*
* ( :0'0+ >;/='?@ :'<0<;0;;0 ) - * A* ) :0;<0+=/ ) -* . -0 ( * * . :0=0'5+ >;/<=?@ :=0<0 ( * * ( :50<+0 >
""!%
- C#A* ( * * ** - ) * -) ) - 5 ) * * . ** ) ( ( .* ** )(* ( - ) */ -** 4 - ( .- ( * - ) () 4 ) / - *. - * $>$@ ( - ))*- 1 ( 2** * -*/ -* (. - ** * * ( * ( * :=50 :0=+0<;>/5?@/#))*
-*0)* ))(** ( * 4 * ):++<0<' :50;0 >5/5+/5;?@/ - * * *. ( - ( !
*( ( *) ) * *.- 4* * - (
( *(* */
!
"#
- - * * * - ( ! -*) * *0 *0*
*(* ))/# *
* (* **. - ** *) - * * ) * -( **-
- ) *)- ( !/
#* 6
5 !"#"
% .*7 D #
*A $% & ' " ( ) * & ) + !,& - ) ( - * )* *-* ( () - )17 *) . ( !% (/***(*** ( (
*** *( * ( - * )* */ ) - ) ) * * ( ( E* . * 0) )- 0 F * / G * * - - )) * ) - ( !) - ) ( ( '9 / - ( !* * ((
- * /
234 / ) < * 54 !/ " *
- 0 (
(*
2 / .&/2 "-*(3 ( 0/ 1!% / 2 - >!@0 22 234 / ) < * 54 !/
-
.&/2 (( . -* 0/ / 1!% / $/I70202I0220 )17 * 234 / ) < * $% &- 5 4 ! / * - 0 - *) - ( *)) " *
2 0 ( ( * - () - H
2 / .&/2 1 #* 0/- 1!% / $/$* >@0 &0 9& >8!%@0 3012 234 / ) ; * 54 !/ 4 )) $ ( * 0 2 / .&/2 9 *2- %(* 0/ 1 ! % / $ $ * > ( % 3 @02$*(0&0 030 22 234 / ) < * 54 !/ (
- 0 *
2 .&/2 **- *1 * 0/ 1!% /22 234 / ) < * 54 !/ - 0" * 2 0
2 / .&/2*& - *& 0/ 1!% /$/$*>@0&022
- ) - 7 ))
- () - *H .&/2 % .*7 D 1!% /2* )$* **(* 0 $- ) *>6 *@ 234 / - ) 4 #)) J 7 ) . ( !/ ( * - - ( - )) ) 9 + - ( ) -* ** - .* * (/ - 67 8 $ ( 2 *
"
" *
( C*
(
*
#* K
9%(*
1 *
"3 (
&&
-*
K2 #* * 4))
( ) - ( ( *
/ L
( L
( (
""!%
;
*A $ $ &% % %% 8
* *- ( * -) - *()) *) - ( !0* * *( 4 * * ( - ( ) ( ( * ) - ( .- - *)) ) - ( !/ ( . -
(** ) - (
- ) - * ( ** - ( )( * - / "* -* ( () - ) ) - ( ) - ( !/ "( *- - )) * ( / 0 4!8 9 - *) - ( !(
- . - * ) ) * * * - ) ) ( * ** * ( - * / " *) - * - ) - * * (( - / 4 5! - ) ) - ( ! ) - ) ( ) 4 .* :;=0;; >+H:+<05=5@/ -9 ( (* :=<0'>+H:==0'5;@. ( ( ( ( 0 (
) *- */ - *)(( (* ( - ) .
( * ) - */ ,# 4 "
* ** (*- * * * - ( !. (( * - ( ) - ) ( - .
* * ( - ( ) -* / "*- *- ** (* * ) - 4 * )
/
< !"#"
(
59"%4 - * *) - ( !E* *) * *) ( * * (( - *) ) -* ) - * / - ( ) ) 4 .* :;=0;;/ " * * ( :0< ) * ) * . - - ( ! - ( * - - - (( ( * */ %* * ( *( :0'0+>;/<=?@/ 4 * * ) :<;0=+5 >'/?@ . - ( * * ) ( ( ( ) ( *):+0''=>/;?@ - . -** ) ) *):<05>'/?@/ - ( ! * . .**
- ( (** / * 4 ( (. - - 4 ( ( ) * -)) - ) / , % )# $,%8%% ) (** * * .- -* 0
- . *) - * - * ) )) *) - ( !( - / 29, :#2 %#54 0 " -
* * *- * * - ( ) - ( .-- - *) )) ( *) )) - *0 - * * ) -* *0 - * ))) *) - ( !** F ) */
(!-9!4& 5! - ( !. * 7 &/ - ( !.
( ) * *0 ( * ) ** ( (
( * ** * - - * . ) - *0 ( - - 7 -* 8 *(/ %) . (0 - ( !* ) * - 0 **D ( * / * * 0 - ( ! *)* ( * * ** - - * - * * ( )) */ 1 - ) ( *
- * ) - ( ! ( - 4 ( * *) *- ( ( - * )* * *
- **( - .( * * M( - ( !/ 5 ! - ! - F (F (** * ( * F (&7 '' & ** * * - . * ) - ( / >..././/J B*B
*/- @
( ) -* ( *
- (/ 29 &!5 ! - ( !E* * ( *) ( .) - . - )7 / 7 ( ) ( -) ) - ( * ( . - * ) - $ (/
1#* 62"
**1 * &! G62" ( -*+ -()*
0 " *-*
() ) - (* -)) - ( ! ) (* .-- - ( !* ) - * ) * * -)) - ( !) ) -* (*/ - ( ! .* *- (*(
- / 8 ;$ 4 - ! - ( E*( ( ( ) - ( ( ' 9 * F ( ( *';) - * ) * ) -*
""!%
=
! !"# ! !$!! ! %& #&"" " ''(! " !#$!" )! * ! " +! ! !" (,- #$!" )! (! $ & ! ! !"! %. !$!! * " " #&$$/! !"0 ! ) " ! & &! &# ! !!# "/ #" #!*
!"#"
7 ) - *
! "
($%)%*$+(,#-% ($%)%*$%/0%(*%
%$+($%)%*$+(,#-%
#(3+($%)%*$)%4%(5%6(7#$8%)+(,#-% -06+)-%($%/0%(*%#(9#6(*6(76746(,%* -09#:%%;%(%<+$*%/0%(*% ,,506(,:%/0%(*%
%0)%,+6$+#(6(76-#)$+*6$+#(%/0%(*% $8%)%/0%(*%* )#<+$;%<#)%+(,#-%$6/ (,#-%$6/%/0%(*% )#<+$<#)$8%:%6) $8%),#-0)%8%(*+4%+(,#-%.(%$#<+(,#-% $6/
#$% " "
" '
"& '
.&. 1.".2 .. .. 1."2 1"." ."2 1 ."2 1".""&2 1"." .2 ."". 1 ".&2 . 3
". . 1.. &2 .&.& .. 1". 2 1"..2 1 .2 1"."2 1"."."&2 .& 1 .&2 &. 3
.
&.
#$69,#-0)%8%(*+4%+(,#-%<#)$8%:%6)
8%6,,#-06(:+(=(#$%**8#597;%)%67+(,#(>5(,$+#(?+$8$8%*%<+(6(,+69*$6$%-%($*
""!%
7 )1&*
! "
6*86(7,6*8%@5+469%($* +(6(,+696**%$*646+96;9%<#)*69% $8%))%,%+46;9%* +(6(,+696**%$*8%973$#3-6$5)+$: #6(*6(76746(,%* (4%*$-%($0)#0%)$: )#0%)$:.096($6(7%@5+0-%($
%<%))%7$6/6**%$* ($6(=+;9%6**%$* $8%)6**%$* #))#?+(=*
%0#*+$* $8%)06:6;9%* (,#-%$6/06:6;9% )#4+*+#(* 5;#)7+(6$%77%;$
A +%))%7%%-6;9%0)%<%)%(,%*86)%* %7%%-%70)%<%)%(,%*86)%,60+$69 %*%)4%<#),)%7+$9#**%* %$6+(%7%6)(+(=* A
#$%
" '
.. .& . "."." "."." . & ".. &." . . " .". .&. ".. . . "&." .. "".&. . .&
. .& . . " .. .. " &.& "."& ." &."" &. " . ""..& &. ." ..& ." . ". . .& " .". .&.
".&& . .& ."&" &. ." . .&
".&& . . ." &. &.& .&.
8%6,,#-06(:+(=(#$%**8#597;%)%67+(,#(>5(,$+#(?+$8$8%*%<+(6(,+69*$6$%-%($*
!"#"
"& '
7 )- *F
B A ! "
#$%
696(,%6$ !5(%" )#<+$<#)$8%:%6) $8%),#-0)%8%(*+4%+(,#-% #$69,#-0)%8%(*+4%+(,#-%<#)$8%:%6) )6(*<%)*$#6(7<)#-)%*%)4%<#),)%7+$9#**%* )6(*<%)*$#)%7%%-%70)%<%)%(,%*86)%,60+$69 #$69$)6(*<%)*
+4+7%(7*06+7 696(,%6$ !5(%"& )#<+$<#)$8%:%6) $8%),#-0)%8%(*+4%+(,#-% #$69,#-0)%8%(*+4%+(,#-%<#)$8%:%6) )6(*<%)*$#6(7<)#-)%*%)4%<#),)%7+$9#**%* )6(*<%)*$#)%7%%-%70)%<%)%(,%*86)%,60+$69 #$69$)6(*<%)*
+4+7%(7*06+7 696(,%6$ !5(%"
+%)%7 )%<86)% **5%
'
".&& . 3 3 3 3 3 3 3 ".&& . 3 3 3 3 3 3 3 ".&& .
%7)%< 86)% 60+$69
'
. 3 3 3 3 . . 3 . 3 3 3 3 . . 3 .&
%*%)4% <#))%7+$ #**%*
%$6+(%7 6)(+(=*
#$69
'
'
'
". 3 3 3 1."&2 3 1."&2 3 ." 3 3 3 "&. 3 "&. 3 ."&"
.&". &. 3 &. ."& 1.2 .& 1. 2 &. &.& . 3 . 1"&.2 1.2 1". 2 1. 2 &. ."
. . &. 3 &. 3 3 3 1. 2 .&. . 3 . 3 3 3 1. 2 . .&
8%6,,#-06(:+(=(#$%**8#597;%)%67+(,#(>5(,$+#(?+$8$8%*%<+(6(,+69*$6$%-%($*
""!%
'
7 )*-1.*
! "
#$% " "& ' ' B ($%)%*$)%,%+4%7 .&. ". . " & .& & .&
+4+7%(7*)%,%+4%7 $8%)+(,#-%)%,%+4%7 . "". %%*6(7,#--+**+#(*)%,%+4%7 .&". .&. ($%)%*$06+7 1. .2 1.&.&2 6:-%($*$#*5009+%)*6(7%-09#:%%* 1.&.2 1..&&2 (,#-%$6/%*06+7 1 .&2 1"&.&2
%$-#4%-%($+(<+(6(,+696**%$*8%973$#3 1"." .&"2 &."." -6$5)+$:
%$-#4%-%($+(9#6(*6(76746(,%* 1.&&.2 1.&.2
%$-#4%-%($+(7%0#*+$* ." ." ..&&
%$06:-%($*$#;#))#?+(=* .. 1"..2
%$,6*80)#4+7%7;:#0%)6$+(=6,$+4+$+%* . .& B 6:-%($*<#)0)#0%)$:.096($6(7%@5+0-%($. 1&."2 1 ".&2 +(4%*$-%($0)#0%)$:6(7+($6(=+;9%6**%$* )#,%%7*<)#-*69%#<0)#0%)$:.096($6(7%@5+0-%($ 3 . 86)%6,@5+*+$+#(* 1".2 3
%$,6*80)#4+7%7;:C15*%7+(2+(4%*$+(= 6,$+4+$+%* 1&. 2 1 ."2 B
+4+7%(7*06+7 1. 2 1. 2
%$,6*80)#4+7%7;:C15*%7+(2<+(6(,+(= 6,$+4+$+%* 1. 2 1. 2
%$+(,)%6*%C17%,)%6*%2+(,6*86(7,6*8%@5+469%($* 1". 2 1". &2 6*86(7,6*8%@5+469%($*6$$8%;%=+((+(=#<$8% <+(6(,+69:%6) . .& .". 6*86(7,6*8%@5+469%($*6$$8%%(7#<$8% <+(6(,+69:%6) .. . .& 8%6,,#-06(:+(=(#$%**8#597;%)%67+(,#(>5(,$+#(?+$8$8%*%<+(6(,+69*$6$%-%($*
+ !"#"
" * - * 1
! "
D B B 8%,#(,+*%<+(6(,+69*$6$%-%($*6)%%/$)6,$%7<)#-$8%<599<+(6(,+69*$6$%-%($*<#)$8%:%6)%(7%7 !5(% "8%,#(,+*%<+(6(,+69*$6$%-%($*864%;%%(0)%06)%7+(6,,#)76(,%?+$8,,#5($+(=$6(76)7 D#(,+*%+(6(,+69%0#)$*6(7$8%#)0#)6$+#(*,$" 8%,#(,+*%<+(6(,+69*$6$%-%($*6)%0)%*%($%7+(5*$)69+6( #996)* 8% <+(6(,+69 *$6$%-%($*. *0%,+<+, 7+*,9#*5)%* 6(7 #$8%) +(<#)-6$+#( +(,957%7 +( $8% ,#(,+*% <+(6(,+69 *$6$%-%($*6)%7%)+4%7<)#-6(76)%,#(*+*$%($?+$8$8%<599<+(6(,+69*$6$%-%($*#<6)?+,E)%7+$ (+#( +-+$%78%,#(,+*%<+(6(,+69*$6$%-%($*,6((#$;%%/0%,$%7$#0)#4+7%6*7%$6+9%76(5(7%)*$6(7+(=#<$8% <+(6(,+690%)<#)-6(,%.<+(6(,+690#*+$+#(6(7<+(6(,+(=6(7+(4%*$+(=6,$+4+$+%*#<6)?+,E)%7+$ (+#(+-+$%7 6*$8%<599<+(6(,+69*$6$%-%($* 8%<599<+(6(,+69*$6$%-%($*#<$8%)%7+$ (+#(6*6(+(7+4+7569%($+$:,#-09:?+$8699($%)(6$+#(69+(6(,+69 %0#)$+(=$6(76)7*12+($8%+)%($+)%$: ,#0:#<$8%<599<+(6(,+69*$6$%-%($6(7657+$#)*)%0#)$?+99;%*%($$#6(:-%-;%).<)%%#<,86)=%.50#( )%@5%*$
162($%)%*$(,#-% 6*86(7,6*8%@5+469%($* +(6(,+696**%$*8%973$#3-6$5)+$: #6(*6(76746(,%* $8%)+($%)%*$+(,#-%
. . . .&& . .&. #$69($%)%*$(,#-%#(**%$*6$-#)$+*%7#*$ 3 3
+(6(,+696**%$*646+96;9%<#)*69% #$69($%)%*$(,#-%#(**%$*6))+%76$#*$ #$69($%)%*$(,#-%
.&.
1;2($%)%*$ /0%(*%#(+6;+9+$+%*6$-#)$+*%7#*$ 8#)$$%)-;#))#?+(=*
%0#*+$* 5;#)7+(6$%77%;$
#$69($%)%*$ /0%(*%#(+6;+9+$+%*6))+%76$ -#)$+*%7#*$
." .." &. .".
. "&. &" .". . " ". .
3 3
". .
".& . . &&."
.. &
""!%
" * - * 1 " '
(
"& '
& .&
#(3($%)%*$(,#-%
+4+7%(7*)%,%+4%71<+(6(,+696**%$*646+96;9%<#) *69%2 %%*6(7,#--+**+#(* 3 %0#*+$* 3$8%)1%/,9#6(#)+=+(6$+#(<%%*2 677%;$*)%,#4%)%7 B6+(#(7+*0#*69#<0)#0%)$:.096($6(7%@5+0-%($ %($69+(,#-%<)#-+(4%*$-%($0)#0%)$: $8%)(,#-%
"". ."." .& 3 . . #$69 #(3($%)%*$%4%(5%6(7$8%)(,#-% ..
& .&
"&. " ..& . . ." ..
8%)%6)%(#*+=(+<+,6($%4%($**5;*%@5%($$#$8%%(7#<$8%)%0#)$+(=76$%?8+,8*+=(+<+,6($9:6<<%,$%7#)-6: *+=(+<+,6($9:6<<%,$$8%#0%)6$+#(*.#)*$6$%#<6<<6+)*#<$8%)%7+$ (+#(+($8%*5;*%@5%($<+(6(,+69:%6) 599:<)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< &,%($*0%)*86)%06+7#("%0$%-;%) "&<)6(E%76$$8%$6/)6$%#< F1"&D<599: <)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ",%($*0%)*86)%06+7#("%0$%-;%) " 6$$8%$6/)6$%#< F2
"."
"."
599:<)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ,%($*0%)*86)%06+7#( %,%-;%) "&<)6(E%76$$8%$6/)6$%#< F1"&D<599: <)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ,%($*0%)*86)%06+7#(" %,%-;%) " 6$$8%$6/)6$%#< F2
"."
"&.&"
599:<)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< &",%($*0%)*86)%06+7#( 6),8" <)6(E%76$$8%$6/)6$%#< F1"&D<599: <)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ,%($*0%)*86)%06+7#("6),8"&6$ $8%$6/)6$%#< F2
599:<)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ,%($*0%)*86)%06+7#( !5(%" <)6(E%76$$8%$6/)6$%#< F1"&D<599: <)6(E%7)%7%%-6;9%0)%<%)%(,%7+4+7%(7#< ",%($*0%)*86)%06+7#("!5(%"&6$ $8%$6/)6$%#< F2 #$69 +4+7%(7*0%)*86)%<#)$8%0%)+#7
"&."
5 !"#"
"".
"&.
.
"G
"&.
. &G
" * - * 1 C * ! "# #6(* 6(7 6746(,%* +(,)%6*%7 ;: '. ."& 1"F2 $# '"."." # <6,+9+$6$% $8+* 7%0#*+$* =)%? '."". &1F2$#'".. $)#(= 9#6(* =)#?$8 ?6* $8% -6+( ,#($)+;5$#) $# $8% +(,)%6*% +( $#$69 6**%$* #< '."."& 1 F2 $# '" ."..50<)#-$8%0)%4+#5*:%6)H*;696(,%#<'""..&+6;+9+$+%*+(,)%6*%7;:'.&." 1"F2$#'"".&. 8#9%*69% ;#))#?+(=* +(,)%6*%7 '.". & 1 '"." .&"1&F2
&F2. ?+$8 +(6(,+69 **%$* 8%97 $# 6$5)+$: +(,)%6*+(=
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
8% +)%,$#)*#<6)?+,E)%7+$ (+#(+-+$%77%,96)%$86$$8%#(,+*%+(6(,+69$6$%-%($*#<6)?+,E)%7+$ (+#( +-+$%7 <#) $8% <+(6(,+69 :%6) %(7%7 !5(% ". ;%+(= $6$%-%($ #< #-0)%8%(*+4% (,#-%. $6$%-%($#<+(6(,+69#*+$+#(.$6$%-%($#<86(=%*+( @5+$:.$6$%-%($#<6*89#?*6(7 #$%*$#$8% #(,+*%+(6(,+69$6$%-%($*I
,#-09:?+$8,,#5($+(=$6(76)7 D#(,+*%+(6(,+69%0#)$*.6(7
+* 6( %/$)6,$ <)#-. $86$ 86* ;%%( 7%)+4%7 <)#- 6(7 +* ,#(*+*$%($ ?+$8 $8% <599 <+(6(,+69 *$6$%-%($* #< 6)?+,E)%7+$ (+#(+-+$%7<#)$8%:%6)%(7%7 !5(%"
8+*7%,96)6$+#(+*-67%+(6,,#)76(,%?+$86)%*#95$+#(#<$8%#6)7
96(9*%(
#**)6*%)
6$%7$8+*"&$876:#<5=5*$"
""!%
;
1"234'555 672345
/"(8.0 ! ( 97' ! "
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
! !"# ! !$!! ! %& #&"" " ''(! " !#$!" )! * ! " +! ! !" (,- #$!" )! (! $ & ! ! !"! %. !$!! * " " #&$$/! !"0 ! ) " ! & &! &# ! !!# "/ #" #!*
< !"#"
&UHGLW8QLRQ3UD\HU /RUGPDNHPHDQLQVWUXPHQWRI\RXUSHDFH :KHUHWKHUHLVKDWUHGOHWPHVKRZ\RXORYH :KHUHWKHUHLVLQMXU\SDUGRQ :KHUHWKHUHLVGRXEWIDLWK :KHUHWKHUHLVGHVSDLUKRSH :KHUHWKHUHLVGDUNQHVVOLJKW $QGZKHUHWKHUHLVVDGQHVVMR\ 2GLYLQHPDVWHUJUDQWWKDW,PD\QRWVR PXFKVHHNWREHFRQVROHGDVWRFRQVROH 7REHORYHGDVWRORYH )RULWLVLQSDUGRQLQJWKDWZHDUHSDUGRQHG DQGLWLVLQG\LQJWKDWZHDUHERUQLQWRHWHUQDOOLIH $PHQ
$118$/5(3257