Atiu: Mangaia: Penrhyn
Pukapuka
Rakahanga
Penrhyn
Rakahanga
Pukapuka
Manihiki Manihiki
Nassau Nassau
Manihiki: • Tukao
Suwarrow Suwarrow
Aitutaki Aitutaki Palmerston
ManuaeManuae TakuteaMitiaro Mitiaro Takutea Atiu MaukeMauke Rarotonga Rarotonga
Palmerston
Mangaia
Mangaia
Service Fees • Tauhunu Mauke & Charges Mitiaro:
Penrhyn: ce: P.O. Box 113, Rarotonga, Telephone: (682) 29-341 Facsimile: (682) 29-343 Email: Web:
[email protected] www.bci.co.ck
Pukapuka:
Effective 1st February 2013
Rakahanga: Service Feesv
Branches Aitutaki:
Tel: 31-001 Fax: 31-515
Atiu:
Tel: 33-341 Fax: 33-341
Mangaia:
Tel: 34-341 Fax: 34-341
Manihiki: • Tukao
Tel: 43-376 Fax: 43-376
• Tauhunu Mauke Mitiaro:
Tel: 43-013 Fax: 43-013 Tel: 35-137 Fax: 35-137 Tel: 36-154 Fax: 36-154
Penrhyn:
Tel: 42-342 Fax: 42-341
Pukapuka:
Tel: 41-100 Fax: 41-100
Rakahanga:
Tel: 44-030 Fax: 44-030
the peoples bank
th Effective 1st September 2011
the peoples bank The following are the bank’s service fees which are subject to change. There maybe other services fees not listed in this pamphlet. Please enquire at any BCI office.
GOLDEN SAVER ACCOUNT Monthly admin fee Reissue New Pin Reissue Everyday Card Lost passbook replacement Dormancy Fee (Inoperative 2 years or more) Debit interest charge
$NIL $5 $15 $20 $15 per quarter 19.50% p.a
MY FIRST SAVER ACCOUNT Early withdrawal Monthly admin fee Dormancy Fee (Inoperative 2 years or more) Lost passbook replacement
EVERYDAY ACCOUNT -
$50 $NIL $15 per quarter $20
ALL YOU CAN EAT
2x Free Over the Counter Withdrawals each month, thereafter per withdrawal Monthly Fee Reissue Everyday Card Reissue new PIN Withdrawal on Westpac ATMs EFTPOS and BCI ATM transaction Reconciliation Books Dormancy fee (inoperative 2yrs or more) Debit interest charge
$1 $15 per quarter 19.50% p.a
TERM DEPOSIT Early withdrawal before maturity date $50 Penalty interest of 2% reduction on contracted rate
$1 $5 $15 $5 $1.50 per transaction Unlimited $3 $15 per quarter 19.50% p.a
Account Administration Fee Cheque Book (50 leaves) Cheque Book (100 leaves) Dishonour Fee Overdraft limit – Review Overdraw without arrangement Stop Cheque Fee Transaction Fee
$3.50 per month $8 $12 $50 per item $75 per hour $30 $15 per item $0.30 per transaction
Special Answer BCI Cheque Other Bank Cheque
$15 $30
EFTPOS/BCI ATM transaction Over the Counter Withdrawal Reissue new PIN Reissue Everyday Card Withdrawal on Westpac ATMs Reconciliation Books Dormancy fee (Inoperative 2yrs or more)
$0.30 per transaction $1.00 per transaction $5 $15 $1.50 per transaction $3 $15 per quarter
Debit interest charge
19.50% p.a
PASSBOOK ACCOUNT $20
Medium size 50 pages Large size 50 pages
$15 $20
MONEY ORDER TRANSFER (MOT) Deposit Confirmation Cheque request Delivery service of cheque
$5 $12 $5
AUTOMATIC PAYMENTS New/Modify/Cancel Insufficient Funds Transaction Fee – External Transaction Fee – Internal
$5 $10 $1 Free
$12 $5
BANK CHEQUES Issued Cancellation Delivery service of cheque
Resident/Non Resident
15% per interest post
SELLING & BUYING FOREIGN CURRENCY NOTES BCI Sells FCY Notes BCI Buys FCY Notes
$6 $6
New Zealand Cheques Foreign Cheques Dishonour Foreign Cheques (Plus other bank charges)
$5 $10 $20 $50 $10 $20 $25
(upto $1k)
($1k-$2k) ($2k-$20k) (over $20k) (upto $1k) ($1k-$2k) (over $2k)
$30
VOUCHER & MISCELLANEOUS ENQUIRIES Voucher Search Miscellaneous/Services not elsewhere detailed
$50per hr $25per 30min block
BANK STATEMENTS Replacement (per page)
$5
BANK CONFIRMATION Audit Short form Audit Comprehensive Bank Reference/Opinion
$40 upto 1 hour $50 over 1 hour $50
SAFE CUSTODY Standard Envelope (A4 size) Access Fee
$20 $5
PHONE/FACSIMILE
TELEGRAPHIC TRANSFER Cheque Fee Delivery service of cheque (plus other bank fees)
GOVERNMENT WITHHOLDING TAX
OVERSEAS CHEQUE
CHEQUE ACCOUNT
DEPOSIT BOOKS
PEOPLES SAVER - PAY AS YOU GO
Lost passbook replacement
Monthly Passbook account admin fee Dormancy Fee (Inoperative 2 years or more) Debit interest charge
$12 $12 $5
Telephone calls Outer Islands International Mobile Fax Local Outer Islands NZ or Australia International Photocopy Photocopy
$2 per minute $2 per per minute $2 per minute $2 per page $4 per page $5 per page $10 per page $2 per page
